How state affects surrogate pay

Three factors drive state-level compensation differences:

  1. Cost of living. High-COL states like California, Washington, and Massachusetts push base pay higher because the real value of a dollar is lower.
  2. Agency coverage. Your pay depends on which partner agencies serve your state. Not all partners work everywhere.
  3. Legal framework. States with strong pre-birth order laws (California, Illinois, Nevada) attract more agencies and more competition, which raises compensation.

State-by-state with partner agency coverage

StatePartner agenciesFirst-timer totalLegal notes
CaliforniaFamily Tree, NewGen$80K–$95K+Pre-birth orders routine for all family types
TexasSimple Surrogacy$73,000Legal under TX Family Code, court approval required
FloridaFamily Makers$85K–$95KSurrogate-friendly for married couples
GeorgiaFamily Makers$85K–$95KNo statute, courts routinely issue orders
IllinoisFamily Makers$85K–$95KGestational Surrogacy Act, pre-birth orders
NevadaFamily Tree, NewGen$72K–$95K+Explicitly legal, pre-birth orders routine
WashingtonNewGen Families$72K+Uniform Parentage Act covers gestational surrogacy
OregonNewGen Families$72K+Legal with court approval
ColoradoNewGen Families$72K+Surrogate-friendly, good legal environment
PennsylvaniaFamily Makers, NewGen$72K–$95KCase-by-case court orders
OhioFamily Makers$85K–$95KCase law supports gestational surrogacy
VirginiaFamily Makers$85K–$95KAssisted Conception Act covers surrogacy
MarylandFamily Makers$85K–$95KCourt-established gestational surrogacy
North CarolinaFamily Makers$85K–$95KLegal with adoption or court order
South CarolinaFamily Makers$85K–$95KGestational surrogacy practiced routinely

States we don't serve

Our partner agencies don't operate in these states due to legal restrictions:

  • Michigan: Surrogacy contracts are void and unenforceable by statute. Felony penalties apply.
  • Louisiana: Traditional surrogacy banned; gestational restricted to married heterosexual couples with medical necessity.
  • Nebraska: Surrogacy contracts explicitly unenforceable by state law.
  • New York (for traditional): New York banned traditional surrogacy; gestational is now legal but our partner agencies don't serve NY.

If you live in a state we don't serve, we'll tell you during the quiz process. Moving to a surrogate-friendly state just to become a surrogate isn't something we recommend.

California vs Texas vs Florida — the big three

These are the three highest-volume surrogacy states. Here's how they compare:

California

Compensation: $80,000–$95,000+ first-time total with Family Tree or NewGen Families. Experienced surrogates can reach $105,000 total. Highest in our partner network.

Legal: The gold standard. Pre-birth orders routine for all family types (heterosexual married, same-sex, unmarried, single-parent). California has had pre-birth orders since 1993. Legal process is the smoothest in the US.

Partner agencies: Family Tree Surrogacy Center (San Diego) and NewGen Families (LA/Vegas). Both have California as their primary market.

See: Best surrogacy agencies in California

Texas

Compensation: $73,000 first-time total with Simple Surrogacy. Experienced surrogates earn $89,000 total. Lower than California but still competitive for the cost of living.

Legal: Legal under Chapter 160 of the Texas Family Code. Courts require pre-approval of the gestational surrogacy agreement before embryo transfer. This adds a few weeks to the legal timeline but creates strong protections.

Partner agencies: Simple Surrogacy (Dallas). 70% of Simple Surrogacy's surrogate pool is in Texas.

See: Best surrogacy agencies in Texas

Florida

Compensation: $85,000–$95,000 first-time total with Family Makers. Experienced surrogates earn $105,000+ total.

Legal: Surrogate-friendly for married couples. The Florida Statutes recognize gestational surrogacy contracts. Court approval is required for parental rights but is routine.

Partner agencies: Family Makers (Atlanta) serves Florida. Family Makers is the primary partner for Southeast US surrogates.

See: Best surrogacy agencies in Florida

See which partner agency serves your state

Our quiz checks coverage for all 50 states and matches you with the best partner for your location.

Check my state →

Does moving to a higher-paying state make sense?

Almost never. The compensation differences between states are $10,000–$25,000 over a full journey. Moving costs, residency requirements, and the time needed to establish residency in a new state usually eat most of that bump.

Exceptions: if you're already planning to move for other reasons, timing your surrogate application to the new state makes sense. Some surrogates move from legally-restricted states to neighboring legal states (e.g., Michigan → Ohio or Indiana). If that applies to you, establish residency first, then apply.

What matters more than state

Your experience level and agency choice matter more than your state. A first-timer in California with Family Tree earns less than an experienced surrogate in Texas with Simple Surrogacy. Focus on:

  • Experience level (first-timer vs experienced)
  • Agency compensation structure
  • What's negotiable on top of base pay
  • Support quality (not just dollars)

Frequently asked questions

Which state pays surrogates the most?
California typically pays the most, with first-time total compensation of $80,000-$95,000+ through our partner agencies. High cost of living and strong legal protections both contribute to the higher numbers.
Does surrogate pay vary much by state?
Yes. The difference between the highest-paying states (California, Georgia, Florida, Illinois) and mid-tier states (Texas) can be $10,000-$25,000 total compensation. Much of this is driven by cost of living and agency competition.
Should I move to a different state to become a surrogate?
Usually no. The compensation bump rarely justifies moving costs and the time needed to establish residency. Exceptions: if you're already planning to move, or if you live in a state where surrogacy is legally restricted.
Which states don't allow surrogacy?
Michigan, Louisiana, and Nebraska have the strictest restrictions. Michigan explicitly bans surrogacy contracts. Louisiana restricts gestational surrogacy to married heterosexual couples with medical necessity. Nebraska makes contracts unenforceable by state law.
Can I be a surrogate if I live in a state my agency doesn't serve?
Sometimes. Agency coverage varies. Take our quiz to see which partner agencies cover your state. If none do, we'll tell you honestly.
Do state laws change often?
Yes. Surrogacy law is evolving. New York legalized gestational surrogacy in 2021. Washington updated its Uniform Parentage Act in 2019. Always check current laws when you apply — see our state laws page for updates.